Waterfront - Primary on Main
Address
396 Cardinal Lane, Toccoa, GA
Price
$ 445,000
Property Attributes
- MLS#10615530
- TypeSingle Family
- Listing Status Active
- CountyStephens
- CityToccoa
- NeighborhoodShorewood Estates
- Zip30577
- StyleOther
- Year Built1987
- Taxes$ 3427
- Price$ 445,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2520
- Lot Size0.33 Acres
Data Source:
Georgia MLS (GAMLS)
Property Description
Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.
| Elementary School | Middle School | High School |
|---|---|---|
| Other Elementary School | Stephens Middle School | Stephens High School |
| Price History | |
|---|---|
| 1/8/2026 | Listed $445,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air,Electric |
| Utilities | Other |
| Roof | Other |
| Appliances | Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s) |
| HOA Fee | 200 |
| Association Fee Includes | Insurance,Maintenance Grounds,Swimming,Tennis |
| Patio/Porch Features | Deck,Screened |
| Architectural Style | Other |
| Security Features | Security System |
| Construction Materials | Other,Wood Siding |
| Year Built | 1987 |
| View | Lake |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 24 |
| Waterfront Features | Corps of Engineers Control,Deep Water Access,Floating Dock,Lake,Lake Privileges |
| Community Features | Clubhouse,Lake,Pool,Shared Dock,Tennis Court(s) |
| County | Stephens |
| New Construction | false |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Shorewood Estates |
| Garage Y/N | false |
| Other Structures | Outbuilding |
| Full Baths | 2 |
| Status | Active |
| Directions | GPS |
| High School | Stephens |
| City | Toccoa |
| Body of Water | Lake Hartwell |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 14374.8 |
| Carport Y/N | true |
| Elementary School | Other |
| Land Lease Y/N | false |
| Tax Annual Amount | 3427.8 |
| Home Warranty Y/N | false |
| Middle/Junior High School | Stephens |
| Property Condition | Resale |
| Structure Type | House |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Virtual Tour | https://www.zillow.com/view-imx/edd8a612-7d70-47bb-b3cb-5fbde843c0fd?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard |
Interior Features
| Interior Amenities | Master On Main Level,Tile Bath |
|---|---|
| Basement | Daylight,Finished |
| Flooring | Carpet,Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Above Grade Finished Area | 1520 |
| Laundry Features | In Basement |
| Total Bedrooms | 3 |
| Below Grade Finished Area | 1000 |
| Main Level Bedrooms | 1 |
| Main Level Bathrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Public Records |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 2 |
| Dining Room Features | Dining Rm/Living Rm Combo |
Exterior Features
| Exterior Amenities | Dock |
|---|---|
| Parking Features | Carport |
| Lot Features | Sloped |
| Water Source | Public |
| Lot Size Area | 14374.8 |
| Building Area Total | 2520 |
| Lot Size Acres | 0.33 |
| Frontage Type | Lakefront |
| Lot Size Source | Public Records |
| Waterfront Y/N | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 30577
Price
Taxes
Year Built
©2026 Georgia Multiple Listing Service All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Northeast Georgia Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be
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